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CompTrust AGC offers a stable source of workers' compensation insurance for Georgia AGC members who are committed to long range participation and effective loss control. CompTrust AGC provides an effective and efficient administration, total claims management and professional safety services.
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There are many variables to consider when evaluating the current and future expenses a company may incur.
A significant expense to most companies in the construction industry is the cost of workers' compensation insurance. It can be difficult for individual companies to have much control over workers' compensation insurance costs as rates tend to be dictated by insurance companies. However, there are some options that should be considered in an attempt to reduce the costs associated with workers' compensation insurance. | |
| Members of CompTrust AGC have created a trust fund that acts much like that of a self-insured large corporation. Participation members of the fund receive the benefits of loss control services and distribution of surplus premiums in the form of a dividend. In other words, instead of profits going to insurance companies, they are shared among participants in the trust fund. | |
| Superior safety practices are driving down the frequency of losses and the associated costs to CompTrust AGC members. The loss control programs are available to each and every CompTrust AGC member and are instrumental in creating safer working environments. | |
| The members are sharing in the profits through reduced rates and the distribution of dividends. Considering the loss control and safety training, coupled with the dividends returned to each member, the savings to your company can be substantial. | |
| Take control of your future workers' compensation insurance costs by being proactive in loss control, safety awareness, and claims management through CompTrust AGC. | |
| CompTrust AGC has a long heritage of providing superior service to members of the Georgia Branch AGC. CompTrust AGC is a Workers' Compensation Self-Insurance fund organized in 1982 under the laws of the state of Georgia. The fund is managed by a Board of Trustees who are elected by the participants in the program. The Trustees are all Georgia contractors who dedicate their time and effort to ensure that all Georgia Branch AGC members are afforded the opportunity to participate in the program. | |
| The fund provides statutory limits of Workers' Compensation coverage to its members through the pooling of premiums. The Fund purchases excess of loss coverage as a way to protect the assets of the fund from the brunt impact of large losses. Each participant in the Fund is jointly and severally liable for the overall solvency of the Trust. As a result, since its inception, the Fund has contracted with experts in all areas of administration to ensure proper management of assets and adequate funding of liabilities. | |
Features of CompTrustAGC of Georgia:
* Sponsored by the Georgia Branch, AGC since its inception in 1982.
* Financially strong. Surplus to Annual Premium has increased significantly over the past 5 years.
* Fund Participants enjoy access to safety and risk control services targeted to the construction industry.
* Monthly reporting for ease of administration.
* Deductible are available to further reduce your cost of Workers' Compensation insurance.
* Coverage for Out-of-State exposures is available.
* Discounted premiums based on your experience and participation in the Fund.
* We will work with your existing agent.
* History of returning dividends to participants -- nearly $19 million in the last eleven years!!! | | | |
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For more information please contact Brian Wood by
e-mail or by phone @ (800)233-2436.
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Affinity provides free safety, accident prevention, and loss control services for our all of our workers' compensation clients.
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Employee safety training is provided at the offices of the AGC or at the member's location Mondays through Saturdays (except holidays). With the exception of the OSHA 10 hour Construction Standards course, all classes are taught at no cost to the member.
The courses provided are:
Respiratory Protection Program Administration (8 hours)
Motorized Industrial Truck Certification (4 hours)
Competent Person - Scaffolding (10 hours)
Competent Person - Excavating (10 hours)
OSHA Constructions Standards (10 hours)
Bloodborne Pathogens (2 hours)
Confined Space Entry (4 hours)
Fall Protection (8 hours)
For more information about these courses, please click here.
The cost for handouts for the OSHA 10 hour course must be purchased from National AGC at a cost of approximately $149.00 |
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"The only thing worse than training your people and losing them, is not training them and keeping them." |
The Affinity Safety Consultants have more than 60-years collective experience in
construction and general industry safety, accident prevention, and loss control, and are OSHA certified to teach the OSHA 10 and 30 hour courses in addition, one of our safety consultants hold
a certification as a Construction Health and Safety Technician. (CHST)
All consultants are able to assist clients with establishing, implementing and administering a
comprehensive safety and health program in addition to providing on-site safety inspections. | |
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For more information please contact Brian Wood by
e-mail or by phone @ (800)233-2436.
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Safety Incentive Program:
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All CompTrust AGC employees receive a monthly safety incentive card. The card is printed with a different safety topic each month and is designed to educate the worker on best safety practices. The incentive comes from the scratch off area on the card. They can be an instant winner of a $25 gift card with the AGC logo or winner of a $50 gift card by collecting cards with letters to spell "AGC". In order to receive your incentive reward, you must be accident free for the last 90 days and answer all safety questions on the card correctly. Employees can then choose a gift card from a variety of stores including Walmart, Lowe's, Target, Home Depot, Applebee's or Chili's.
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For more information please contact Brian Wood by
e-mail or by phone @ (800)233-2436.
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Safety and Loss Control Services:
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Four Loss Control Consultants are available to assist CompTrust AGC members in the following areas:
* The development, implementation, and administration of a comprehensive safety and health program for all its member job sites.
* The development, implementation, and administration of a substance abuse program that will enable the member to obtain either a 4 or a 7.5 premium discount.
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* Members receive a minimum of 2 site safety inspections of their jobsites annually. For each inspection conducted, the member receives a documented report of the findings of each inspection and recommendations for correction of deficiencies.
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* CompTrustAGC Members who utilize the services of one of the AGC Site Safety Training Vans will receive an additional site safety inspection each time one of the vans is used on one of their jobsites.
*Loss Control Consultants provide a resource that is always available to answer questions about safety, OSHA compliance, and workers' compensation insurance.
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Hear what other contractors have to say about our safety program:
"Since the training, our accidents have declined about 20%. We look forward to further reductions in the months ahead."
"Our workers certainly received a great deal from your presentation. I have had nothing but great response regarding your safety films. We are looking forward to working with you again in the very near future."
"We think that the safety van(s) is one of the best features that you have to offer; if it saves one finger, or one life, it is well worth the effort." | |
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For more information please contact Brian Wood by
e-mail or by phone @ (800)233-2436.
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Affinity's goal is to make our clients the safest jobsites in the State of Georgia.
| * A CompTrust AGC Loss Control Consultant is available to provide direction should OSHA come to inspect one our member's sites. They will, if time permits, go to the site to assist supervision with the OSHA inspection.
* If cited, a CompTrust AGC Loss Control Consultant will advise members the course of action that should be taken and will accompany any cited member to an OSHA informal conference to ensure all is done to get the best possible results.
* The mission of the Loss Control Department of CompTrust AGC is to assist members in becoming the safest contractors in the State of Georgia. We are dedicated to assist our members to remain in compliance with OSHA construction standards, and keep job related injuries to an absolute minimum. |
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For more information please contact Brian Wood by
e-mail or by phone @ (800)233-2436.
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